2020 was a year of hardships for our country and the world. Over 400,000 Americans have died along with many multiples of that outside of the US. Daily lives have been upended, and severe economic damage has been imparted. At the trough, over 22 million Americans lost their jobs, 14.8% of the US labor force. To make matters worse, the job losses disproportionately impacted already low wage earners; think maids who clean hotels and offices or line cooks and waiters at your local restaurant. Download Q4 2020 Commentary
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